You Don't Have Time To Be Afraid

I was speaking with a friend who adamantly admonished me on the perception of debt.
So I wanted to expound as to what I got from it.

Debt robs you of your independence.
How many times do you say you want to do something but can't because of your obligations.

Debt is controlling.
Debts are collected on the lenders terms, NOT YOURS.

When you pay off your debt, you increase your income.
Debt doesn't pay you back, but it frees you up to do other things in the future.

Keys to eliminating debt.
1. Giving

2. Discipline

3. "Don't need, don't buy"

4. Understand that money is a seed.